Top Of The Week

Can You Legally Charge for Credit Repair Services?

Credit repair companies are not allowed to charge you in advance for their services. You should only pay for credit...

Rebuilding Your Credit Score: How to Come Back from a Bad Credit Score

Having a low credit score can be a daunting prospect, but it doesn't have to be a life sentence. You can rebuild your...

Rebuilding Your Credit Score: How to Get from 500 to 800

Having a low credit score can be discouraging, especially when you're trying to apply for a loan or a mortgage. FICO...

Should I Pay a Debt That Is 7 Years Old?

In most states, the debt itself doesn't disappear until you pay it. According to the Fair Credit Reporting Act, debts can ...

Is Credit Repair a High Risk Business?

Credit repair services are considered high-risk, and this can be attributed to the fact that they often work with...

How to Quickly Improve Your Credit Score

Having a good credit score is essential for many aspects of life, from getting a loan to renting an apartment. But how...

Top Of The Month

Recent Post

How to Repair Bad Credit Quickly and Effectively

If you are 30 days behind on your mortgage payment, you can repair your credit in approximately 9 months to three years....

Boost Your Credit Score by 100 Points in No Time

Having a late payment on your credit report can be a major setback. But don't worry, there are several ways to quickly...

How Much Does it Cost to Clean Up Your Credit? A Comprehensive Guide

When it comes to credit repair, you don't need to pay a company to do something you can do yourself. Consumers have the...

What is the 7 Year Credit Rule? A Comprehensive Guide

Late payments remain on your credit report for up to seven years from the original delinquency date, the date the payment ...

Is Credit Wiped Clean After 7 Years?

Most negative information on credit reports generally stays for 7 years. Bankruptcy, for instance, stays on Equifax...

What is the Best Reason to Dispute a Credit Report?

Accounts incorrectly reported as overdue or delinquent, for example by a collection agency or other creditor, debts that...

How to Improve Your Credit History

Having a good credit score is essential for many aspects of life, from getting a loan to renting an apartment....

What Stays on Your Credit Report for 7 Years?

When it comes to credit reports, negative information such as late payments, accounts sent to collection agencies, unpaid ...